For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
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Below is local utilities information listed by area with phone numbers for contacting to set up electricity, water, sewer, garbage, recycling, telephone, cable and gas:
UTILITIES INFORMATION (By Area)
|
City/ Subdivision |
Electric |
Water |
Sewer |
Garbage/ Recycling |
Telephone |
Cable |
Natural Gas |
Propane Gas |
|
Atlantic Beach /Duval County |
Jax Elec Auth 904-665-6000 800-683-5542 |
Atlantic Beach Public Utilities 904-247-5834 |
Atlantic Beach Public Utilities 904-247-5834 |
Atlantic Beach Public Utilities 904-247-5834 |
AT&T/ Bellsouth 888-757-6500 |
Comcast 904-374-8000 800-266-2278 |
Teco Peoples Gas 904-739-1211 |
Sawyer Gas 246-6471 |
|
Neptune Beach /Duval County |
Beaches Energy Services 904-247-6241 |
Neptune Beach Public Utilities 904-270-2400 |
Neptune Beach Public Utilities 904-270-2400 |
Neptune Beach Public Utilities 904-270-2400 |
AT&T/ Bellsouth 888-757-6500 |
Comcast 904-374-8000 800-266-2278 |
Teco Peoples Gas 904-739-1211 |
Sawyer Gas 246-6471 |
|
Jacksonville Beach /Duval County |
Beaches Energy Services 904-247-6241 |
Beaches Energy Services 904-247-6241 |
Beaches Energy Services 904-247-6241 |
Beaches Energy Services 904-247-6241 |
AT&T/ Bellsouth 888-757-6500 |
Comcast 904-374-8000 800-266-2278 |
Teco Peoples Gas 904-739-1211 |
Sawyer Gas 246-6471 |
|
Ponte Vedra /St. Johns County |
Beaches Energy Services 904-247-6241 |
St. Johns County Utilities 904-285-6112 |
St. Johns County Utilities 904-285-6112 |
Seaboard Sanitation 904-825-0991 |
AT&T/ Bellsouth 888-757-6500 |
Comcast 904-374-8000 800-266-2278 |
Teco Peoples Gas 904-739-1211 |
Sawyer Gas 246-6471 |
|
South Hampton /St. Johns County |
Florida Power & Light 800-226-3545 |
Jax Elec Auth 904-665-6000 800-683-5542 |
Jax Elec Auth 904-665-6000 800-683-5542 |
Seaboard Sanitation 904-825-0991 (Incl. in HOA) |
AT&T/ Bellsouth 888-757-6500 |
Comcast 904-374-8000 800-266-2278 |
Teco Peoples Gas 904-739-1211 |
Sawyer Gas 246-6471 |
|
Jax Golf & Country Club /St. Johns County |
Jax Elec Auth 904-665-6000 800-683-5542 |
Jax Elec Auth 904-665-6000 800-683-5542 |
Jax Elec Auth 904-665-6000 800-683-5542 |
Jax Elec Auth 904-665-6000 800-683-5542 |
AT&T/ Bellsouth 888-757-6500 |
Comcast 904-374-8000 800-266-2278 |
Teco Peoples Gas 904-739-1211 |
Sawyer Gas 246-6471 |
|
Country Club of Orange Park /Clay County |
Clay Electric 904-272-2456 |
Clay County Utilities 904-272-5999 |
Clay County Utilities 904-272-5999 |
Southland Waste Systems 904-284-4482 |
At&T/ Bellsouth 888-757-6500 |
Comcast 888-266-2278 800-266-2278 |
Teco Peoples Gas 904-739-1211 |
Sawyer Gas 269-2118 |
